When in life you are attempting to permanently solve a problem, you look at the root cause.   By just fixing the symptoms of the problem, you may never truly fix the problem because you haven’t uncovered the underlying issue.  Money is no different.   You can make tons of money, but you may still be broke and have no money.  I have been there and done it before, so trust me your not alone.

Despite how you found yourself broke, in debt with no money, you must confront these reasons and come up with a plan to get yourself out of this rut.

Here are 10 reasons why you are broke with no money

You have cable and you can’t afford it

Each and every month that $120 bill comes to the house that gives us the privilege of watching another months worth of cable shows, sports games and the food channel.   NPD Group made note that the average cable bill is around $120 ($1440 a year!).  Our bill is $191 a month because that includes phone, cable and internet.   That’s a whopping $2,292 a year!!  That’s a nice vacation every year that we can’t have because we have cable.

We don’t use the phone portion of it and we have tried to have it removed, but our cable provider told us because we have a package if we remove the phone, our bill will actually be more!  How ridiculous is that?   If you have no money, perhaps this is a good place to start looking.   If you have internet on top of cable, then perhaps you just resort yourself to watching YouTube.   You can also acquire a digital antenna to get some of your broadcast digital channels.   If you can’t afford it, then it’s not a requirement.[Read More…]

I will go way out of my way for a deal, whether that be online or in store.  I have used coupons, waiting for items to go on sales and used credit cards with just the right points, but in comes Ebates which is a way to earn FREE money just for buying what you were already going to buy anyways.   Here is my Ebates Review for all of you.

Today, I wanted to go over how you can save money on numerous every day purchases that you already make.   I’ve already received quite a bit of money from Ebates for some of the purchases that I had to make anyways, so why not get some cash back and save while I am doing it.

Here is the bottom line, Ebates gives you Free Money for shopping.  I’m not kidding!  Ebates is the best cash back web site out there right now.   When you sign up to Ebates through our web site, Ebates will give you $10 right out of the gate when you spend your first $25.

So let’s get started…[Read More…]